Be prepared early by planning now for your and your family’s future. A life insurance policy can fulfill promises and obligations to your family if you are no longer living. It pays them a sum of money that can protect them from the financial impact that comes with the loss of a loved one. It’s also an important aspect of retirement planning and can bring peace of mind and extra security to your family. The death benefit can cover funeral expenses, repay debt, provide education, pay estate taxes, or any other expenses your survivors may incur.